TSD Memphis

Thu04242014

Kam’s Kapsules:OPENING THIS WEEK

zoe 600For movies opening March 21, 2014

BIG BUDGET FILMS

"Divergent" (PG-13 for intense violence, mature themes and some sensuality) Futuristic sci-fi, set in a supposedly-utopian society where people are segregated by personality, although anyone who fails to fit into one of five groups ends-up condemned to death. Starring Shailene Woodley, Kate Winslet, Mekhi Phifer, Ashley Judd, Zoe Kravitz, Theo James and Maggie Q.

"Muppets Most Wanted" (PG for mild action) Animated adventure set in Europe where the Muppets unwittingly become embroiled in a jewel heist hatched by a Kermit the Frog look-a-like (Steve Whitmore). Voice cast includes Tina Fey, Ricky Gervais and Ty Burrell, with cameos by Lady Gaga, Sean Diddy Combs, Celine Dion, Zach Galifianakis, Josh Groban, Tony Bennett, Usher and Salma Hayek.

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Mommy entrepreneurs

mommyentre 600Entrepreneurship requires dedication, commitment, organization, creativity and resourcefulness. Most mothers just happen to possess all of these qualities, which are transferable to business.

Mothers may not run the majority of Fortune 500 companies, however, they do run many small businesses, with excellent startups a part of the mix. And with mothers having to make difficult decisions all day every day, it comes as no surprise that they can easily call the shots in business when presented with the opportunity.

While balancing home life with the professional load of entrepreneurship can be extremely hard, many mommies make it look effortless. Let's look a few moms that have risen to the occasion.

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MONEY MATTERS: Fixed-indexed annuities

CharlesSimsJr-160If you want to participate in the potentially attractive returns of a market-driven investment but would also like a guaranteed return, an indexed annuity might be worth checking out.

The performance of indexed annuities, also referred to as equity-indexed or fixed-indexed annuities, are tied to an index (for example, the Standard & Poor's 500*). They provide investors with an opportunity to earn interest based on the performance of the index. If the index rises during a specified period in the accumulation phase, the investor participates in the gain. In the event that the market falls and the index posts a loss, the contract value is not affected. The annuity also has a guaranteed minimum rate of return, which is contingent on holding the indexed annuity until the end of the term.

This guaranteed minimum return comes at a price. The percentage of an index's gain that investors receive is called the participation rate. The participation rate of an indexed annuity can be anywhere from 50 percent to 100 percent. A participation rate of 80 percent, for example, and a 10 percent gain by the index would result in an 8 percent gain by the investor. Some indexed annuities have a cap rate, the maximum rate of interest the annuity will earn, which could potentially lower an investor's gain.

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Kam’s Kapsules: OPENING THIS WEEK

nialong 600For movies opening March 14, 2014

BIG BUDGET FILMS

"Need for Speed" (PG-13 for nudity, crude humor, reckless driving and disturbing crashes) High-octane revenge thriller, inspired by the video game of the same name, revolving around a recently-paroled street racer's (Aaron Paul) attempt to even the score with the wealthy business partner (Dominic Cooper) who'd framed him for manslaughter. With Imogen Poots, Michael Keaton and Scott Mescudi.

"The Single Moms Club" (PG-13 for sexuality and mature themes) Tyler Perry wrote, directed and co-stars in this tale of female empowerment about a support group created by five, frazzled single moms (Nia Long, Zulay Henao, Amy Smart, Cocoa Brown and Wendi McLendon-Covey) whose kids attend the same private school. Supporting cast includes Terry Crews, Eddie Cibrian and William Levy.

"Veronica Mars" (PG-13 for sexuality, violence, profanity and drug use) Kristen Bell reprises the title role in this screen version of the TV mystery series which finds the super sleuth returning home from New York to attend her high school reunion and to assist an ex-boyfriend (Jason Dohring) suspected of murder. With Krysten Ritter, Ryan Hansen and Francis Capra.

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