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Business

In a trust you can trust

If you think trusts are only for rich people, think again.

Generally speaking, a trust is simply an arrangement whereby one person agrees to hold property for the benefit of another. So, a trust is made to order if you are looking to reduce your assets/income or estate tax liabilities, avoid probate, or issue money to your beneficiaries in increments – instead of lump sums – in the event of your death.

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‘Marketing Meets Microfinancing’

On Oct. 9, the New York Stock Exchange (NYSE: NYX), Accion and Yelp will bring the NYSE Big StartUp "Small Business Connections: Marketing Meets Microfinancing" nationwide workshop tour to Memphis.

The seventh stop on the Small Business Connections tour, the event will provide local small business owners with social media marketing know-how and access to capital. It will be held from 6 p.m. to 8 p.m. at EmergeMemphis, 516 Tennessee St.

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To roll or not to roll

It used to be common for employers to encourage (or require) departing employees to withdraw their money from the company's retirement plan. Like most employee benefits, an employer-sponsored retirement plan is typically an expense for the employer.

Now that the baby-boom generation has started reaching retirement age (at the rate of about 10,000 per day), some employers are encouraging departing employees to leave their retirement savings in the company plan.

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Avoid the drama, get a will

The best way for a family to experience drama and foolishness is for a family member with any kind of assets to pass away without a will.

Some of the worst behavior is frequently exhibited during the time of a family member's death. One would never want to see such behavior, but unfortunately true colors come out during this time period.  So plan accordingly.

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African-American consumers rate African-American media more ‘relevant’

WASHINGTON– Companies that fail to advertise with black media are missing an opportunity to effectively reach nearly 43 million African Americans whose $967 billion annual buying power is projected to exceed $1 trillion in three years, according to the new study released by Nielsen and the National Newspaper Publishers Association (NNPA).

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  • Written by George Curry

Power of attorney: a hedge against the ‘what ifs’

Though none of us like to think of the "what ifs" from a negative perspective, it serves us all well to be prepared in case of the worst happening.

A "power of attorney" (POA) is a legal document that gives another person the authority to act as your legal representative or agent either immediately or at some date in the future.

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