ON OUR WAY TO WEALTHY: It is pretty common knowledge that the music industry has morphed since the days of Motown. While the model has changed from just ten years ago, the number of artists eager to enter the business has not declined over time. New technology for producing beats allows almost anyone to make a record, thereby diluting and congesting the field. So the dedicated have to distinguish themselves from the pack. Do you ever wonder how some folks made it big in the business with "little" talent, while those that sing like Whitney Houston never make it? Do you have what it takes to make it in the business? Ask yourself a series of questions: Is this my passion? Can I make a living with music? Do I want this to be my business? If the answer is yes, then you have to approach this industry as a business.
Whether a win in the music business is signing to a major deal, signing to an independent label, or starting your own label, the foundation to accomplish either is the same. There are a number of factors that come into play. Passion, hustle, timing, relationships, money, and knowledge are a few of the factors that begin to separate the pack.
MONEY MATTERS: Let's face it — shopping for insurance is generally a dreaded and time consuming task. It is not exactly fun, and although it only takes about 15 minutes to get a preliminary rate – that's only the rate from one company. How many agents do you want to call, and how many blocks of 15-30 minutes do you want to take out of your life?
Wouldn't it be nice to be able to call one agent and have them shop your insurance policies around for you without it costing you any money or time away from your family?
Summer is just around the corner and for the sister-and-brother team of Zaadia and Zayrion Harris, and their cousin, Marliesha Malone, it's time to push forward as young entrepreneurs.
Actually, the trio – Zaadia, 17, Zayrion, 16, and 21-year-old Marliesha – is already at work. Last Sunday (June 9), they debuted their Kustom Kosher's spring/summer collection at a launch party at Underwraps Salon, 7981 Dexter Rd. #106 in Cordova.
Determination, creativity and goals form the foundation of what they are building on. And they've got supporters.
LONDON – Power napping has many fans, but falling asleep at the desk could have cost one German bank millions and an employee her job.
A bank clerk nodded off for a second while processing a transfer request and held down the number 2 on his keyboard, changing the amount from 62.40 euros to 222 million euros ($293 million) or 222, 222, 222.22 euros exactly, according to testimony before a German court.
The mistake was spotted and corrected by a routine internal system check, but not before the pensioner's payment request had been approved by a colleague.
MONEY MATTERS: One might assume that most serious disabilities result from a sudden, unlucky accident. Surprisingly, 90 percent of all disability claims are for common health conditions such as cancer and back problems.
Disability insurance replaces a portion of lost income, up to policy limits, if a debilitating injury or chronic illness prevents a breadwinner from working. This type of protection can provide a lifeline for people who may otherwise be unable to support their families, but it can be just as critical for older and/or affluent workers during their peak earning years.
ON OUR WAY TO WEALTHY: African-American Music Appreciation Month is in full stride, as are the Memphis Music Foundation and Consortium Memphis Music Town – two organizations committed to Memphis' reemergence as a music-industry powerhouse.
The Memphis Music Foundation (MMF) has drawn a bead on leveling the playing field for Memphis artists in the music business, with myriad programs designed to that end. And The Consortium Memphis Music Town, aka The Consortium MMT, is a national music mentorship non-profit.
The Memphis Music Foundation (www.memphismeansmusic.com) has myriad programs designed to aid Memphis artists. Let's take a peek.
MONEY MATTERS: Although the Affordable Care Act does not require companies to provide employee health insurance, business owners may want to pay special attention to the law's tax implications.
Large employers that do not offer workers a minimum level of essential health coverage could be hit with costly penalties. Meanwhile, financial incentives may be available to certain small employers that choose to provide employee health coverage.
For many businesses, the presence of certain staffing thresholds may also influence hiring decisions.