Tips for a modern resume

resume-600Economic downturn and declining job forecasts can paint a dismal picture of the future. A resume must paint a better picture in five areas to showcase an applicant as the ideal candidate.

The modern resume tells an interesting and quality story about a person's life experiences through its appearance and by highlighting professional objectives, academics, leadership skills and special talents.


Is a star born or made? Connecting the dots!

CD LOGO-400Church choirs and performing arts schools are filled with talented folks that can blow the church doors off the hinges. Few, however, will become stars.

With the powerful and versatile voices of Patti LaBelle and Whitney Houston as contrast, we note that more and more of today's stars are studio auto-tuned performers. Teams are creating performers rather than singers. When a team happens to meet a true talent that can perform, the team's job just became easier.


Early retire – ment plan withdrawal will cost

CharlesSimsJr-160It's not a good sign when people raid their retirement plans to pay bills, college tuition, or auto repairs, but more workers have been borrowing from their accounts or taking hardship withdrawals in the past few years.

At the end of 2010, 28 percent of active 401(k) participants had outstanding account loans, and another 7 percent took early withdrawals. In 2011, retirement savings account loans rose by 20 percent across all demographics.


Trusts – the basics will get you started

Many people think trusts are only for the rich, but that's not necessarily the case. Most estates must go through the probate process, which can be costly and time-consuming. And with tax changes scheduled to take effect in 2013, even modest estates could be subject to federal estate taxes. Certain types of properly executed trusts may help avoid both of these potential liabilities.

Trusts can also be used for other purposes, such as to provide for a dependent with special needs, to maintain control of a legacy for your heirs, or to make a substantial contribution to your favorite charitable organization.


The business of entertainment

Entertainment is a business that can be lucrative, if done correctly, and Memphis has had its share of successes.

Entertainment covers a wide range of business endeavors, including film, television, theatre, music, publishing and multi-media. The supporting cast needed to make a venture successful includes lawyers, accountants, agents, managers, actors, musicians and designers.


December jobs report: Hiring and unemployment steady

4jobs-600NEW YORK – The job market ended 2012 with more growth, as moderate hiring continued at the end of the year.

The economy added 155,000 jobs in December, bringing the total number of jobs added in 2012 to 1.84 million, the Labor Department said Friday. The unemployment rate held steady at 7.8 percent.


Tagging up with 2012

We put forth every effort to be On Our Way to Wealthy in 2012 as business owners shared their experiences and expertise.

From government contracting to supplier diversity certification, churches' economic development to young entrepreneurs, crowd funding to bankruptcy, and from mini manufacturing to sports-related businesses, their stories were inspiring and filled with advice to help others avoid their mistakes.


Your gender and credit card debt

An April 2012 study by the FINRA Investor Education Foundation shows that women with low levels of financial literacy are more likely to engage in costly credit card behaviors than men with low financial literacy. Interestingly, there was no disparity in credit card behavior between men and women with high levels of financial literacy.

Does your financial intelligence need a boost? Below are some tips to help change costly behavior patterns and, hopefully, close the gender gap in credit card debt.


Entrepreneurs bud at The Consignment Shoppe

004-600The Legacy Consignment Shoppe – run by students in The Legacy Project – was a change-agent vehicle designed to help young people further their interests in growth and development.

Stocked by donations from local businesses and individual supporters of the 2Unique Community Salvation Foundation, The Legacy Consignment Shoppe did its business during a four-hour-plus shift at the Hickory Ridge Mall on Dec. 8. Complete with a crowd of shoppers, great food and entertainment, the event had all the appearances of a huge success.


Certification: Private sector opportunities

wealthy-600In the world of certification, the Tennessee Minority Supplier Development Council (TMSDC) has found its niche connecting minority businesses with private sector opportunities. With over 3,500 corporate partners, it would be difficult to find another agency with matching partners.

Carlee McCullough, Esq.: Mr. Keith Eakins, thank you for taking the time to share your experiences and knowledge with us. Tell us about yourself and how you became involved in promoting economic opportunities for minorities in business?


Understanding charitable giving

How can my charity and I both benefit from my gift?

You could receive an immediate income tax deduction. With a properly structured gift, you could realign your investment portfolio without paying capital gains tax on appreciated property. Another strategy may allow you to pass your estate on to your children while avoiding both probate and estate taxes.


Symposium for small business owners

Since she started serving in public office, Deidre Malone has been dedicated to helping small businesses in the Memphis community thrive. Over the years, she has helped raise awareness about resources in the city such as the Black Business Association, Small Business Association, NAWBO and the Mid-South Minority Council. She has also worked with larger organizations such as the Chamber of Commerce, EDGE and Leadership Memphis.


Financial planning can offset wedding bell blues

The excitement starts with an engagement ring. This starts months of planning for the big wedding day. Invitations, dresses, flowers, tuxedos, and cakes must be chosen and purchased to make your lifelong commitment special. Why do couples spend so much time and money on this one day, yet spend very little time preparing for the next 50 years?

Jenny and Thomas returned from their honeymoon full of anticipation about their lives together. They were going to be very busy over the next couple of months merging their lives into one. In addition to moving into their new apartment, Jenny would have to update all of her identification documents to reflect her new name.