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Business

What’s your retirement vision?

Wouldn't it be disappointing to dream about a comfortable retirement and then find yourself unable to enjoy your leisure years because of limited financial resources? Unfortunately, this is a possibility for people who underestimate retirement expenses and the rising cost of living.

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$175 million discrimination settlement by Wells Fargo

by Charlene Crowell
NNPA News Service

Wells Fargo Bank will pay more than $175 million to resolve unfair lending claims against African-American and Latino mortgage borrowers from 2004 through 2009, according to the U.S. Department of Justice (DOJ).

It is the second-largest fair lending settlement in the department's history. According to DOJ, $125 million will go to borrowers of color who were charged more for loans they got through mortgage brokers.

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  • Written by NNPA News Service

Investing when rates are low

Interest rates have been exceptionally low for three years now — and are expected to remain so through the end of 2014, according to the Federal Reserve. Meanwhile, market volatility has been high.

These are challenging times for risk-averse investors who want to improve their returns.

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Young Entrepreneurs: Steps by Stephens

Young Entrepreneurs: Steps by Stephens

From bow ties to tennis shoes, young entrepreneurs are making their mark on the world. Fueled by creativity, desire and ambition, these young folks are not only inspiring, they are showing us how it should be done. Thabiti Stephens is a case study. At 20, Stephens, owner of Steps by Stephens, is one of the youngest business owners in the athletic shoe industry.

Carlee McCullough: Tell us about yourself.

Thabiti Stephens: My name is Thabiti Stephens and I am from Atlanta, Ga. I am a Business Marketing major and a rising junior at Morehouse College. I am the founder and CEO of Steps by Stephens.

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Young Entrepreneurs: Mo’s Bows

Young Entrepreneurs: Mo’s Bows

Entrepreneurship is not for the faint of heart. But no one mentioned that to Moziah Bridges, a 10-year-old student at Rozelle Elementary School.

With a little more than a year of business ownership under his belt, Moziah has already made a splash and a name for himself as a young mogul in the making. His company is appropriately titled Mo's Bows since his specialty is bow ties for those stylish and well-groomed individuals seeking to make a fashion statement.

Manning booths at artisan fairs, picking his own fabric and sewing the bow ties himself all demonstrate that Moziah is more than dedicated to growing his business.

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Hanging the ‘Help Wanted’ sign

Toward the end of 2011, an index that measures the hiring intentions of small businesses rose to its highest level in three years, and another report estimated that small businesses have added about 1.2 million new jobs since October 2009. All told, businesses with fewer than 500 employees have created about 65 percent of new jobs in the United States over the last 20 years.

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